Your Questions Answered

Q: Are you affiliated with Kings Daughters Medical Center?                                                                                                                      A: No. Financial Partners Group is completely independent. While we work with clients who are employees of King’s Daughters Medical Center, we are not owned by or affiliated with the medical center. This independence allows us to provide unbiased financial advice tailored to your needs.

Q: What types of financial services do you offer?
A: We offer a full range of financial services, including Advisory IRAs, setting up Roth IRAs, annuities, and 529 college savings plans, just to name a few. We tailor solutions based on your goals and financial situation.

Q: Can you help me with my retirement planning?
A: Absolutely. We specialize in helping clients plan for retirement with investment strategies designed to grow and protect their wealth.

Q: Do I have to be an employee of Kings Daughters Medical Center to work with you?
A: No. Our services are open to anyone looking for independent, personalized financial guidance.

Q: How do I get started with Financial Partners Group?
A: Getting started is simple. Contact us to schedule a consultation. We’ll review your financial goals and help you choose the right solutions for your unique needs.

Q: Is there a minimum investment required?
A: We offer flexible solutions to meet a variety of needs. During your consultation, we’ll help determine the best approach for your situation.

Q: When I leave my employer, do I have to take my retirement money out of their plan?
A: Not necessarily. When you leave a job, you typically have several options for your retirement plan. You can usually leave the money in your former employer’s plan (if allowed), roll it into a new employer’s plan, or move it into an IRA. At Financial Partners Group, we can help you review your choices and determine which option best fits your financial goals and retirement strategy.

Q: At what age can I start taking money from my IRA without penalty?
A: You can begin taking distributions from a traditional IRA without penalty at age 59½. Withdrawals made before that age may be subject to a 10% early withdrawal penalty and regular income taxes. With Roth IRAs, you can withdraw your contributions at any time, but earnings are tax and penalty-free only after age 59½ and once the account has been open for at least five years.

Q: Do I have to live in Ashland, KY for you to be my advisor?
A: No. You do not need to live in Ashland to work with us. Financial Partners Group proudly serves clients across Kentucky, Ohio, and West Virginia.